UKM health insurance
Medical expense coverage for inpatient, outpatient, and critical conditions
Protect Your Property with the Best Coverage
Your property is a big investment full of memories. Protect it from fire, flood, theft, and more.
Insurance Benefits
Comprehensive Benefits for Your Property and Belongings
EQVET (Earthquake, Volcanic Eruption, and Tsunami)
Property insurance with EQVET benefits provides protection against damage or loss caused by earthquakes, volcanic eruptions, and tsunamis.
WTWFD (Windstorm, Typhoon, Water Damage, Flood, and Hail)
This benefit covers losses due to windstorms, typhoons, floods, water damage, and hail.
FLEXAS (Fire, Lightning, Explosion, Aircraft, and Smoke)
FLEXAS provides protection against losses due to fire, lightning, explosion, aircraft crash, and smoke.
EQVET (Earthquake, Volcanic Eruption, and Tsunami)
Property insurance with EQVET benefits provides protection against damage or loss caused by earthquakes, volcanic eruptions, and tsunamis.
WTWFD (Windstorm, Typhoon, Water Damage, Flood, and Hail)
This benefit covers losses due to windstorms, typhoons, floods, water damage, and hail.
FLEXAS (Fire, Lightning, Explosion, Aircraft, and Smoke)
FLEXAS provides protection against losses due to fire, lightning, explosion, aircraft crash, and smoke.
How to Buy
Buy insurance in 3 easy steps
1.Compare Insurance Products
Choosing the right insurance is essential to protect what you own and ensure a secure future. Here, we help you compare various insurance products easily, quickly, and reliably. This way, you can make the best choice with confidence.
2.Activate Policy with Premium Payment
Choose the best property insurance according to your needs. Fill in your personal data and answer a few simple questions via laptop or smartphone. This process only takes a few minutes.
3.Easy Claim Process
If a loss occurs, MIR Insurance Brokers, a licensed broker since 1975, is ready to assist with claim processing according to your policy terms.
- 1.
Compare Insurance Products
Choosing the right insurance is essential to protect what you own and ensure a secure future. Here, we help you compare various insurance products easily, quickly, and reliably. This way, you can make the best choice with confidence.
- 2.
Activate Policy with Premium Payment
Choose the best property insurance according to your needs. Fill in your personal data and answer a few simple questions via laptop or smartphone. This process only takes a few minutes.
- 3.
Easy Claim Process
If a loss occurs, MIR Insurance Brokers, a licensed broker since 1975, is ready to assist with claim processing according to your policy terms.
Property insurance provides comprehensive protection against loss or damage to your building and its contents due to covered risks. Coverage includes:
Fire and explosion
Protection against damage caused by fire or explosion.
Natural disasters
Including floods, earthquakes, or storms, depending on policy terms.
Criminal acts
Protection against theft and property damage by third parties.
Other damages
Such as falling objects, water damage, or other incidents as specified in the policy clause.
There are several terms and limitations to note:
Property type
Protection against damage caused by fire or explosion.
Risk zone
Including floods, earthquakes, or storms, depending on policy terms.
High-value items
Protection against theft and property damage by third parties.
Extra clauses
Such as falling objects, water damage, or other incidents as specified in the policy clause.
Claims can be submitted through the following steps:
Report loss
Protection against damage caused by fire or explosion.
Claim documents
Including floods, earthquakes, or storms, depending on policy terms.
Loss review
Protection against theft and property damage by third parties.
Claim settlement
Such as falling objects, water damage, or other incidents as specified in the policy clause.
There are several exclusions to note:
Policy exclusions
Insurance does not cover losses due to personal negligence, war, or damage due to wear and tear.
Policyholder obligations
The policyholder is responsible for ensuring that the information provided is true and accurate at the time of policy purchase.
Additional information
The information on this page is general and may change depending on the insurance company's policy. Be sure to read the policy documents thoroughly.
Claim Submission
Submit Your Insurance Claim Easily
- 01
Report a claim
Report your claim through the My Account Area
- 02
Contact Premiro
Contact us via
✉️ hello@premiro.com
📞 (021) 39500123
Monday to Friday, 08:00-17:00 WIB - 03
Send supporting documents
Complete and send supporting documents to Premiro. If you are submitting a total loss claim, you can complete and send the supporting documents in the My Insurance Policy menu.
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