UKM health insurance
Medical expense coverage for inpatient, outpatient, and critical conditions
Health Investment for Your Business Future
Protect your team with flexible and affordable insurance, because healthy employees are your business assets
Insurance Benefits
Maximum protection for your team
Comprehensive Health Protection
Covers inpatient, outpatient, and medical examination costs for employees.
Natural Disaster Security
Property protection from natural disasters such as floods, earthquakes, and storms.
Comprehensive Health Protection
Covers inpatient, outpatient, and medical examination costs for employees.
Natural Disaster Security
Property protection from natural disasters such as floods, earthquakes, and storms.
How to Buy
Buy insurance in 3 easy steps
1.Compare Insurance Products
Choosing the right insurance is essential to protect what you own and ensure a secure future. Here, we help you compare various insurance products easily, quickly, and reliably. This way, you can make the best choice with confidence.
2.Activate Policy with Premium Payment
Choose the best insurance according to your needs. Fill in your personal data and answer a few simple questions via laptop or smartphone. This process only takes a few minutes.
3.Easy Claim Process
If a loss occurs, MIR Insurance Brokers, a licensed broker since 1975, is ready to assist with claim processing according to your policy terms.
- 1.
Compare Insurance Products
Choosing the right insurance is essential to protect what you own and ensure a secure future. Here, we help you compare various insurance products easily, quickly, and reliably. This way, you can make the best choice with confidence.
- 2.
Activate Policy with Premium Payment
Choose the best insurance according to your needs. Fill in your personal data and answer a few simple questions via laptop or smartphone. This process only takes a few minutes.
- 3.
Easy Claim Process
If a loss occurs, MIR Insurance Brokers, a licensed broker since 1975, is ready to assist with claim processing according to your policy terms.
To keep your business running smoothly, employees need to feel secure with adequate health and life protection. Here are the main coverages you can get:
Outpatient & Inpatient
Covers doctor consultations, medical examinations, and hospital care. Employees can access medical services without worrying about high costs.
Life & Accident Benefits
Provides compensation if employees have an accident or pass away. This guarantee helps families face unexpected financial risks.
Additional Benefits
Provides options such as maternity, dental, and glasses coverage. These facilities can be tailored to business and employee needs.
Before choosing an insurance package, it is important to understand several applicable terms so that the benefits can be used optimally:
Waiting Period
Some benefits have a waiting period before they can be used, especially for certain illnesses. This is to prevent claims for pre-existing conditions.
Maximum Claim Limit
Each benefit has a different annual limit according to the selected package. Make sure to choose a package that suits your employees' protection needs.
Insured Age
Insurance is only valid for employees of certain ages, generally 18 to 60 years. This provision is adjusted to health risks based on age groups.
Although it provides broad protection, there are some conditions that are not covered by this policy. Be sure to understand the following exclusions:
Pre-existing Conditions
Medical conditions diagnosed before the policy is active will not be covered. This includes chronic diseases or certain medical histories that already exist.
Injuries from High-Risk Activities
Injuries from extreme sports, racing, or other dangerous activities are not included in the coverage. Employees working in high-risk fields may need additional policies.
Non-covered Conditions
Cosmetic treatments, experimental medicine, or alternative therapies are not included in the insurance coverage. Be sure to read the policy thoroughly to avoid misunderstandings.
Claim Submission
Submit Your Health & Life Insurance Claim Easily
- 01
Report a claim
Report your claim through the My Account Area
- 02
Contact Premiro
Contact us via
hello@premiro.com
(021) 39500123
Monday to Friday, 08:00-17:00 WIB - 03
Send supporting documents
Complete and send supporting documents to Premiro. If you are submitting a total loss claim, you can complete and send the supporting documents in the My Insurance Policy menu.
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UKM health insurance
Medical expense coverage for inpatient, outpatient, and critical conditionsTravel Insurance
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