UKM health insurance
Medical expense coverage for inpatient, outpatient, and critical conditions
Vehicle Protection for a Peaceful Journey
The best vehicle insurance for your comfort and safety with Premiro
Insurance Benefits
Get the best protection for your vehicle
Total Loss Only (TLO)
Damage or loss due to an event covered by the policy where the cost of repair, replacement, or restoration to its original condition just before the loss occurred is covered.
All Risk
All Risk insurance provides comprehensive protection, covering all types of damage from minor, moderate, to severe, as well as loss due to theft.
Third Party Liability Protection
Vehicle insurance also provides protection against legal claims or compensation to third parties if you cause damage to another person's vehicle or property, or cause injury to others.
Total Loss Only (TLO)
Damage or loss due to an event covered by the policy where the cost of repair, replacement, or restoration to its original condition just before the loss occurred is covered.
All Risk
All Risk insurance provides comprehensive protection, covering all types of damage from minor, moderate, to severe, as well as loss due to theft.
Third Party Liability Protection
Vehicle insurance also provides protection against legal claims or compensation to third parties if you cause damage to another person's vehicle or property, or cause injury to others.
How to Buy
Buy insurance in 3 easy steps
1.Compare Insurance Products
Choosing the right insurance is essential to protect what you own and ensure a secure future. Here, we help you compare various insurance products easily, quickly, and reliably. This way, you can make the best choice with confidence.
2.Activate Policy with Premium Payment
Choose the best vehicle insurance according to your needs. Fill in your personal data and answer a few simple questions via laptop or smartphone. This process only takes a few minutes.
3.Easy Claim Process
If a loss occurs, MIR Insurance Brokers, a licensed broker since 1975, is ready to assist with claim processing according to your policy terms.
- 1.
Compare Insurance Products
Choosing the right insurance is essential to protect what you own and ensure a secure future. Here, we help you compare various insurance products easily, quickly, and reliably. This way, you can make the best choice with confidence.
- 2.
Activate Policy with Premium Payment
Choose the best vehicle insurance according to your needs. Fill in your personal data and answer a few simple questions via laptop or smartphone. This process only takes a few minutes.
- 3.
Easy Claim Process
If a loss occurs, MIR Insurance Brokers, a licensed broker since 1975, is ready to assist with claim processing according to your policy terms.
Vehicle insurance provides comprehensive protection against loss or damage to your vehicle due to covered risks. The coverage includes:
Physical Damage to Vehicle
Covers minor to major damage due to accidents, collisions, or overturning.
Theft Risk
Covers loss of the vehicle due to theft or robbery.
Additional Risk Extensions
Includes protection from flood, earthquake, fire, and other risks as needed by the customer.
Ensure your vehicle meets the requirements to get the most out of vehicle insurance protection from Premiro.
Usage Condition
The insured vehicle is for personal use, not for commercial activities or racing, unless stated in the policy.
Vehicle Eligibility
The insured vehicle must have valid documents such as STNK and BPKB. The maximum vehicle age is 10 years for new applications and 15 years for policy renewals.
Optional Coverage Extensions
Additional coverage such as flood, earthquake, or riot can be added with an extra premium, according to the vehicle owner's needs.
Vehicle insurance does not provide coverage under certain conditions, such as:
Intentional Acts
Losses caused intentionally are not covered.
Illegal Use of Vehicle
Not applicable when the vehicle is used illegally.
Damage Due to Conflict or War
Risks of war and conflict are not included in the coverage.
Damage Due to Daily Use
Depreciation and natural wear and tear are not covered.
Claim Submission
Submit Your Insurance Claim Easily
- 01
Report a claim
Report your claim through the My Account Area - 02
Contact Premiro
Contact us via ✉️ hello@premiro.com 📞 (021) 39500123 Monday to Friday, 08:00-17:00 WIB - 03
Send supporting documents
Complete and send supporting documents to Premiro. If you are submitting a total loss claim, you can complete and send the supporting documents in the My Insurance Policy menu.
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